About the role#
The Stop Loss Underwriting Intern will support our underwriting team while gaining hands-on exposure to medical stop loss insurance, risk evaluation, and the broader underwriting process. This role is designed for students interested in building a career in insurance, finance, or risk management. You will work alongside experienced underwriters to learn how to evaluate employer-sponsored health plans and support underwriting decisions through data analysis, claims experience, and risk assessment.
What you'll do#
- Assist underwriters with reviewing and organizing information for new business and renewal opportunities.
- Learn the fundamentals of medical stop loss insurance, including specific and aggregate coverage.
- Support the review of census data, claims information, plan documents, and other underwriting materials.
- Assist with data entry, reporting, and maintaining accurate underwriting records.
- Help prepare information used in quotes, proposals, and underwriting evaluations.
- Develop an understanding of how risk factors impact pricing and underwriting decisions.
- Work with team members to identify missing or incomplete information needed for case review.
- Participate in team meetings, training sessions, and other learning opportunities.
- Complete special projects and analysis as assigned.
What you'll need#
- Currently pursuing a bachelor’s degree in Business, Finance, Risk Management, Insurance, Economics, Mathematics, Data Analytics, Statistics, Actuarial Science, or a related field.
- Completion of at least 60 college hours from an accredited institution.
- A GPA of 3.0 or higher.
- Strong attention to detail and organizational skills.
- Comfort working with numbers and analyzing information.
- Basic proficiency in Microsoft Excel, Word, and Outlook.
- Strong written and verbal communication skills.
- Ability to manage multiple assignments and meet deadlines.
- A genuine interest in learning about insurance, healthcare, risk management, and underwriting.
Location & details#
- Location: Minnetonka, Minnesota.
- Modality: On-site.
- Employment: Full-time.
- Compensation: $33,700 to $50,500 annually.
About Tokio Marine HCC
Tokio Marine HCC is an insurance company that underwrites over 100 classes of specialty insurance. The firm operates in 180 countries with offices in the United States and Europe. It maintains a staff of approximately 4,044 employees. The company provides coverage for areas including aviation, cyber, energy, and medical stop loss.
How to get in at Tokio Marine HCC
Applying early to Tokio Marine HCC gives you a distinct advantage because recruiters review applications before the volume of candidates becomes unmanageable. Intern Insider sends an instant alert the moment a role matching your target is published anywhere, so you apply among the first. This helps you get your materials in front of the team before the pile grows. You can also improve your chances by reaching out to the right people. Intern Insider surfaces the recruiters behind the company roles so you can reach out directly to ask about the position or a referral. This direct approach materially improves response rates compared to submitting into a general queue.
